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24/100
Crime Risk
Low Risk

Aggregated from FBI UCR, local PD reports, and incident databases across 18,000+ jurisdictions.

12-month trend
61/100
Flood Risk
Moderate

FEMA flood zone mapping with 100-year and 500-year flood plain overlays updated quarterly.

12-month trend
78/100
Climate Risk
High Risk

NOAA climate projections covering wildfire, drought, extreme heat, and sea-level rise through 2050.

12-month trend
87/100
Appreciation
Strong Growth

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12-month trend
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AI Executive Summary
Property Intelligence Report · April 20, 2026
Grade: B
142 Oak Street, Austin, TX 78701· The Highlands
53/100
Crime Risk
51/100
Flood Risk
48/100
Climate Risk
70/100
Appreciation

Based on a comprehensive multi-source data synthesis encompassing 40+ independent datasets, the property located at 142 Oak Street, Austin, TX 78701 presents a mixed risk-adjusted investment profile with an overall composite risk score of 47/100.

Crime & Safety: The The Highlands corridor registers a crime index of 53/100 (Moderate Risk), placing it in the 60th percentile relative to comparable metropolitan submarkets. Year-over-year incident data indicates that property crime has increased 14%, a statistically significant directional signal that warrants monitoring against broader municipal crime reduction benchmarks.

Flood & Environmental Exposure: FEMA flood zone classification of Zone AE (1% Annual) yields a flood risk score of 51/100 (Moderate Hazard). Buyers should factor mandatory flood insurance premiums into total cost-of-ownership modeling, with estimated annual exposure of $1,008.

Climate Trajectory: NOAA forward-looking projections assign a climate risk score of 48/100 (Elevated Exposure). Extreme heat event frequency is modeled to reach 37 days/year by 2045, while wildfire risk indices have escalated 65% since 2020 — a compounding factor in long-term insurance underwriting and asset liquidity.

Investment Outlook: Our proprietary ML appreciation model assigns a score of 70/100 (Moderate Growth), projecting 11% price appreciation over the next 36 months. Key demand-side catalysts include: New light rail station opening 0.6 miles away in 2026; Low housing inventory — only 1.8 months of supply. On a risk-adjusted basis, this property offers a balanced risk-return profile.

$1330K
Median Home Value
$484
Price / Sq Ft
35 days
Avg Days on Market
What Real Estate Companies Don't Show You

Aging water infrastructure — lead pipe replacement not yet funded

Radon concentration above EPA action level (4.2 pCi/L avg)

Proximity to high-voltage transmission corridor (0.3 miles)

Based on Your Report
Action Required

Your flood risk is 51/100 — compare insurance now

Estimated annual flood insurance: $1,008. Compare quotes from top carriers and save up to 40%.

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Recommended

Crime index 53/100 — protect your investment

The Highlands has a moderate risk crime profile. A monitored security system can reduce home insurance premiums by 5–20% and deters break-ins.

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Crime at Moderate LevelsCrime Analysis

This neighborhood registers a crime index of 53/100 (Moderate Risk), placing it in the 60th percentile among comparable submarkets. Year-over-year incident data shows property crime has increased 14% — a trend warranting further monitoring.

Updated today
FEMA Zone: Zone AE (1% Annual)Flood Risk

FEMA flood zone classification of Zone AE (1% Annual) yields a flood risk score of 51/100. Mandatory flood insurance is likely required, with estimated annual premiums of $1,008 — factor this into total cost-of-ownership.

FEMA Q3 2024 data
Climate Exposure: Elevated ExposureClimate Risk

NOAA forward projections assign a climate risk score of 48/100. Extreme heat events are modeled to reach 37 days/year by 2045, while wildfire risk indices have escalated 65% since 2020 — a compounding factor in long-term insurance underwriting and asset liquidity.

NOAA 2024 projections
Moderate Growth: 11% Projected (3yr)Investment

Our ML appreciation model scores this property at 70/100. Key demand catalysts: New light rail station opening 0.6 miles away in 2026. Median home value in The Highlands stands at $1330K with average days-on-market of 35 days — indicating balanced supply-demand dynamics.

ML model · live data
Hidden Risk Factors IdentifiedHidden Risks

Traditional real estate platforms omit 3 material risk factors for this property: Aging water infrastructure — lead pipe replacement not yet funded. Additionally: Radon concentration above EPA action level (4.2 pCi/L avg). These factors are not disclosed in standard MLS listings and can materially impact property value and insurability.

Cross-referenced today
Neighborhood risk map
Low Risk
Moderate
High Risk
142 Oak Street, Austin, TX 78701
Neighborhood: The Highlands · 0.3 mi radius
Neighborhood Analytics
53
Walk Score
5.9/10
School Rating
$97K
Median Income
3.8%
Vacancy Rate
35d
Avg Days on Market
$484
Price/SqFt
Overall Risk Score47/100
Low RiskHigh Risk
Action Required

Your flood risk is 51/100 — compare insurance now

Estimated annual flood insurance: $1,008. Compare quotes from top carriers and save up to 40%.

Compare Insurance Quotes →
PolicygeniusHippoLemonadeState Farm

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Trusted Data Sources

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FEMA Flood Maps

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FBI Crime Statistics

Uniform Crime Reporting (UCR) data from 18,000+ law enforcement agencies covering violent and property crimes.

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NOAA Climate Data

National Oceanic and Atmospheric Administration projections for wildfire, drought, extreme heat, and sea-level rise through 2050.

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US Census Bureau

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School District Data

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